Motor Insurance
Motor Insurance
Insuring motor vehicles and liabilities arising out of their use is the most significant compulsory insurance in many countries. The principal types of motor insurance are motor insurance, motorcycle insurance, commercial motor insurance and motor trade insurance.
Motor Insurance Services
Motor Private
Motor Commercial
Motor Trade
- Motor Private Comprehensive
- Motor Private Third Party Fire and Theft
- Motor Private Third Party Only
- Motor Private Third Party Compulsory
- Motor Commercial Comprehensive
- Motor Commercial Third Party Fire and Theft
- Motor Commercial Third Party Only
- Motor Commercial Third Party Compulsory
- Motor Trade Comprehensive
- Motor Trade Third Party Fire and Theft
- Motor Trade Third Party Only
- Motor Trade Third Party Compulsory
Fire & Lightening Insurance
Fire And Lightening
Specifically for lightning, the coverage can include damage from: – Fire caused by a lightning strike. – Electrical surges that result from a lightning strike, potentially damaging the wiring and appliances in your home. Issued to cover buildings, contents and stock. Policies tend to be issued either on the basis of building up cover by adding different perils or, as in the case of all risks policies, by defining the cover by its exclusions rather than adding more and more contingencies. Standard homeowners and business insurance policies cover fire and other damage due to a lightning strike |
Types Fire & Lightening Insurance
Fire Residential
Provides policyholders with coverage against loss and damage to their homes and possessions, also referred to as insured property.
Fire Commercial
Commercial fire insurance helps provide financial reimbursement for fire-related damage to your business.To insure against fire damage, your best bet is to purchase multiple types of insurance policies to give your business a package of protection.
Fire Industrial
this policy covers the risks of fire, lightning and explosion as a result of bursting of gas cylinders. The policy can be enhanced to cover additional perils such as earthquake, malicious damage, floods, riots and strike, bush fire and similar perils.
Householder’s Comprehensive
This cover is desirable where the Company provides furnished or partly furnished accommodation for certain key employees or where the Company chooses to bear the responsibility of providing insurance protection on the personal effects of selected employees as additional fringe benefit.This package combines four different covers as follows:
- Fire and special perils
- Burglary
- Accidental damage of household goods
- Public/Personal Liability
Burglary &House Breaking
Burglary policy tries to indemnify insured against financial loss to privately owned property or any part be lost by theft. It is a burglary private dwellings insurance policy which is available to households.
Burglary And House Breaking Insurance
Burglary policy tries to indemnify insured against financial loss to privately owned property or any part be lost by theft. It is a burglary private dwellings insurance policy which is available to households.
Burglary and House Breaking insurance Gives Cover Fore The Following Class Of Business
- Burglary and Housebreaking Private
- Burglary and Housebreaking Commercial
- Burglary and Housebreaking Industrial
Burglary &House Breaking
Plate And Glass Cover
For the destruction of, or damage to, all fixed glass (and may be extended to include any lettering on the glass), on an ‘all risks’ basis. It may also extend to cover damage to the contents of the window.
Life Stock Insurance
Life Stock Cover
Covers livestock (horses, cattle etc.) against death through accident or disease, and against theft and unexplained disappearance. Policies for horses may also be extended to cover riding tack.